At Skytop Motors, we are here to make purchasing your vehicle as easy as possible. We partnered with some of the leading financing institutions to make it happen.
If you have:
1) At least $1600 a month in income.
2) A valid drivers license or permit.
3) $1,500 downpayment minimum.($7,000+ vehicles require $1700-$2,000 down)
4) A valid Social Security number.
Then we can guarantee credit approval! No gimmicks, no flim-flam, jaberwocky, poppycock, malarkey, gobbledygook or hogwash.
We use real banks here for every credit type no matter how low the score is.. I can still get you approved. If you have a prior reposession, foreclosure, bankruptcy or huge IRS tax garnishment/ very large Child Support Garnishment, student loans in deferrment, etc..the necessary downpayment will increase but can still be done. We don't use banks that allow the dealer to charge way over the book value like most of these dealerships do. This only sets you up for failure and leaves you upside down on a vehicle you cant get out of until the extended term they stuck you with is almost up. We only use the best banks that report to all the credit bureaus giving you full credit for making your payments on time so you can break the cycle of challenged credit and get yourself a better rate on your next vehicle. I have excellent relationships with banks that are hungry for business. Banks which I can speak on the phone to the underwriters and figure out what needs to get done to make the loan work for you and your goals. Its that kind of personal touch and competitive spirit that gets loans done and people into cars.
So call now I can ask you a few short questions and let you know roughly what you would be qualified for. Then if that works for you we can go to the next step and get you approved. It only takes about 5 minutes. Its that easy!